Health and Accident Insurance

Participants in UCSC Global Seminars, UCSC Partner Programs and UCSC Global Internships are covered by two types of health/accident insurance: 

  1. Blanket international medical insurance provided by GeoBlue.
  2. UC accident/incident benefit plan, known as UC Traveler Insurance (Chubb) is provided to all students and staff participating in UC programs. 

Students participating in UCEAP 

You have access to CHUBB coverage. Please view more information on UCEAP's website. 

Students participating in UCDC

You will continue to have access to UC SHIP or your own private health insurance.

Students participating in Independent Programs 

You are responsible for securing medical insurance on your own. If you have private medical insurance, check your coverage for foreign travel – consider purchasing insurance that is designed for travel, whether by GeoBlue or other reputable providers. Also, consider whether or not insurance is included through your program provider.

Note: certain high-risk activities such as moped/motorcycle driving, horseback riding, skin/scuba diving, skiing, mountain climbing, bungee jumping, skydiving, and hang gliding—are NOT covered by GeoBlue or UC Traveler Insurance. Please review and consider the exclusions of insurance you may obtain privately.

All Students

If you are engaging in personal travel beyond the program dates, you may want to consider options for Extended Travel Insurance. If you are returning to the US without domestic medical insurance in place, you may want to consider Gap Insurance. Also, while Chubb includes Trip Cancellation Insurance, you may be interested in obtaining more extensive coverage from other sources.

GeoBlue Travel Health Insurance

GeoBlue Global Health Insurance is provided to UCSC Global Seminars, UCSC Global Internships and UCSC Global Exchange participants by UCSC Global Learning to ensure quality overseas health coverage for participants. It helps you manage existing and unanticipated health conditions while abroad. It includes coverage for office visits, hospital care, surgery, and prescription drugs. GeoBlue does not cover preventative health care, so get your annual check-up before you leave the U.S.

You will be provided with a GeoBlue insurance card that you should carry with you at all times while abroad.

Note: UC Santa Cruz policy dictates that GeoBlue coverage cannot be used as a basis for canceling your UC SHIP coverage while you are abroad. If you cancel your private insurance coverage while abroad, make sure you have coverage when you return since GeoBlue coverage only covers you when abroad/away.

GeoBlue offers:

  • Established network of English-speaking, Western-trained physicians in over 180 countries. 
  • Coverage for care from physicians outside of their network. 
  • GeoBlue may pay for your expenses so that you do not have to pay out-of-pocket.
  • A smartphone app that can help you search for physicians, schedule appointments on short notice, and translate medical terms.
  • You can plan ahead for existing physical and mental conditions, using GeoBlue’s database to search for specialists in the location you are visiting.

If you are in an emergency situation, always seek the nearest available help. 

You are not required to contact GeoBlue before receiving treatment, but it can be helpful if possible. If plan to seek services from a facility outside of the GeoBlue network, communicate with GeoBlue prior to your appointment and GeoBlue might pay for the services upfront. Otherwise, you might have to pay upfront and get reimbursed later by submitting a claim to GeoBlue.

UC Traveler Insurance

UC Traveler insurance coverage is a catastrophic accident/incident travel benefit plan provided to students and staff participating in UC programs. The plan includes travel help provided by AXA for emergency medical transportation, medical referrals, case monitoring, claims management, identity theft resolution, and facilitation of direct payment to medical providers.

Note: coverage is intended as a supplement to medical insurance, not as a replacement. It does not cover non-emergency medical costs. This coverage also includes benefits (with limits) for trip cancellation or interruption and loss of personal property, including luggage.

UCSC Global LEarning will directly register UCSC Faculty-led and UCSC Global Exchange students for insurance coverage. The policy number and contact numbers for services will be provided on your emergency contact card.

Independent Program participants

Register on the UC Traveler Insurance Coverage website. For a Benefits Summary, FAQs, and claim forms, scroll down the page to the heading for “Student resources & claims.”

UCEAP participants 

UCEAP will directly enroll you in a travel insurance policy that is different from the UC Traveler Insurance Coverage for other off-campus programs. The policy number, contact information, benefits and exclusions, and claims process can be found in the Insurance chapter of the UCEAP Guide to Study Abroad.

Extended Overseas Travel Coverage

There are a variety of options to consider for travel insurance if you will be engaging in personal travel beyond the dates of your program, that is if you plan to arrive at the site before the program begins or to travel after the program ends. Please consider:

  • UC Traveler insurance includes coverage before and after program dates for 7 days (total) of personal deviation for foreign travel or 3 days for domestic travel.
  • The Mandatory UCEAP Insurance Plan coverage begins several days before the official start of the program and ends several days after the official end of the program. Consult the UCEAP Guide for details.

If you wish to extend coverage beyond the allowances for personal deviation, go to the Risk Services website, scroll down to Personal Travel, and click on “UC Personal Travel Program” to read a full description of the coverage, access the brochure, and/or enroll.

To obtain extended medical coverage from GeoBlue or other providers, you must do so yourself directly (usually it can be done online). UCEAP participants can apply for up to three months of extended medical insurance coverage, as explained in the UCEAP Guide.

Gap Coverage for Domestic Insurance

Short-term health insurance or “gap” coverage is for situations when UC SHIP or private domestic insurance is not active for a period when you are in the US prior to or after your study abroad program. UC Santa Cruz does not recommend any specific providers for gap coverage, which is available from a number of private companies. 

Trip Cancellation Coverage

The trip cancellation benefit provided by UC Traveler insurance has a limit of $2000 in total (not per incident or item). It covers airfare and prepaid housing, but not course fees. It only applies if the cancellation is due to great injury or death, not in the case of emergencies such as financial distress.